Check whether your income and savings clear the threshold for the D8 (digital nomad) or D7 (passive income) visa. 2026 minimum-wage figures, family adjustments, and a side-by-side comparison.
1. Base requirement. Both visas use Portugal's national minimum wage (SMN) as the unit. In 2026 the SMN is €920. The D8 sets the income floor at 4× SMN = €3,680 per month. The D7 sets it at 1× SMN = €920.
2. Family adjustments. Same formula for both visas. A spouse adds 50% of the base, each child adds 30%. Example: a D7 family of three (couple plus one child) needs 920 + 460 + 276 = €1,656 per month.
3. Savings floor. Twelve months of the family-adjusted monthly income, held in a Portuguese bank account at the date of your AIMA appointment. So a solo D8 applicant needs about €44,160 in savings, a solo D7 applicant about €11,040.
4. Why D7 is sometimes easier. The income floor is dramatically lower. But the income has to be passive. Pensions, rental income, dividends, royalties, financial investment yield. Salary and freelance income don't qualify. If you have remote-work income, D8 is the path even though the threshold is higher.
Both visas look at net income, the amount that actually reaches your bank account after tax in your country of origin. You'll need to back this up with bank statements and tax returns. The D7 specifically wants stable, regular passive income. One-off windfalls don't count.
Do I really need savings already in a Portuguese bank?
Yes. The savings have to be available at the date of your AIMA appointment, and a Portuguese bank statement is the standard evidence. You can open a Portuguese account before applying by getting a NIF (tax ID) and using a remote bank-opening service.
Can my spouse's income count toward the threshold?
Yes. Joint applicants pool their income. If one spouse earns €4,000/mo and the other €0, they meet the D8 couple threshold (€5,520) only if the combined number clears it. Otherwise the lower-earning spouse usually applies as a family-reunification dependent rather than co-applicant.
What if my income is right at the threshold?
Aim for at least 10% to 20% above the floor. AIMA officers have discretion, and applications that just barely clear the threshold tend to attract requests for extra documentation, or get deferred.
Is the digital nomad short-stay visa the same as D8?
No. Portugal has two digital nomad visas. The temporary-stay version is up to 1 year and non-renewable. The "D8" residence visa (what this calculator estimates) leads to a renewable residence permit and a path to permanent residency or citizenship after 5 years.
1Which visa
D8: for remote workers, freelancers, and salaried employees serving foreign clients.
Income must be from work performed remotely.
D7: for retirees and people living off pensions, rentals, dividends, or royalties. Income must be passive.
2Family
Each adds 30% of the base income/savings requirement.
3Your money
For D8: remote-work pay. For D7: pensions, rentals, dividends, etc.
AIMA wants to see funds available at the time of your appointment, typically in a Portuguese bank account.
Eligibility check
Monthly income—
Required—
You have—
Savings—
Required (12× monthly)—
You have—
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D8 vs D7 for the same family
D8, Digital nomad
Active remote-work income
Min monthly—
Min savings—
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D7, Passive income
Pensions, rentals, dividends
Min monthly—
Min savings—
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Estimate only. Not legal advice.
AIMA applies the thresholds in force at the date of your appointment, which may differ from the numbers shown here if rules change mid-application. Beyond income and savings, both visas also require a clean criminal record, valid health insurance, accommodation in Portugal (rental contract or property), and a Portuguese tax number (NIF). Check current requirements with your Portuguese consulate or an immigration lawyer before applying.
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